The MoneyWhatIf handbook
Get more from
every page.
Learn where to start, what each control does, and how to read your results. Pick a page below or search for the task you have in mind.
15 guides
Explore your plan
Read your forecast, compare strategies, and explore taxes, resilience, and more.
9 guides
Projection
Explore your forecast, inspect a year, and adjust the assumptions behind it. The Projection page brings your charts, plan settings, income, property, spending, and investments together.
10 min readStrategy Lab
Strategy Lab tests possible changes against your current plan, then compares their effects on a goal you choose. Review individual actions or combinations, and try them in What-If before saving.
9 min readGoal Plan
Choose what your plan needs to achieve, say which changes you are willing to make, and review a tested path toward that target.
3 min readTaxes
See how much tax your plan pays each year and why. Explore tax categories, bracket charts, detailed worksheets, and the estimated tax on an extra dollar of income.
9 min readFinancial wellness
Review your forecast as a financial scorecard. Each card answers a planning question with a rating, a key figure, and an explanation. Use filters to focus on the areas you want to explore.
8 min readPlan resilience
Run your plan through hundreds of reshuffled historical market paths. Compare the range of outcomes, see when money runs short, and open individual runs to understand what happened.
8 min readTax planning
Compare Roth conversion strategies, then explore capital gains harvesting. Review the tax cost today, the effects in later years, and the proposed schedule before applying a strategy to your plan.
9 min readEstate
Start with your projected assets and debts, then explore the taxes and costs that could affect your estate. Adjust the estate assumptions to see how much may reach your beneficiaries.
8 min readReports
Preview and download your plan as a PDF summary or CSV tables. Each report uses the projection already on screen, with charts, key figures, and annual details you can review or share.
7 min readSet up & manage
Create a plan, keep your finances current, and organize or share your work.
5 guides
Starting a plan
Build your first forecast with a short survey or a guided walkthrough. Add your household details, income, property, spending, and investments, then refine the plan as you learn.
9 min readHousehold Overview
Review your household’s current figures, follow a metric through saved history, and open the plan you want to explore next.
4 min readDefault settings
Save a reusable set of starting assumptions for new plans, including the current year’s earlier income and withholding.
3 min readPlans, profiles and sharing
Create and compare plans, organize them by profile, and share them for others to view. Learn how copying, importing, and sharing work, including what a viewer can access.
10 min readExamples and walkthroughs
Open a public example to explore a complete plan, or replay a page walkthrough from your account’s tour library.
3 min readAccount & access
Manage sign-in security and display preferences.
1 guide
Understand the terminology
Make sense of the financial terms.
Explore definitions, worked examples, and the assumptions behind each calculation.