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Account & access · page guide

Account and security

Confirm your email, manage your password and authenticator, choose display preferences, and understand account deletion.

3 min read5 page sectionsOpen the page
The question it answersAccount & security

How do I keep access to my account and manage its settings?

Use this page toManage how you sign in and what protects your account.
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Explore the page

  1. 01

    Find your account settings

    Open Profile from the account menu. Its sections cover your account details, Security, Display, and account deletion. This is your sign-in account; household profiles and their sharing permissions are managed separately.

    Security shows the sign-in providers attached to the account, such as a password or Google, and whether the email address is confirmed.

  2. 02

    Confirm an address or reset a password

    Use the verification email to confirm your address. If you use an email and password, the password-reset flow sends a link to set a new password. Complete the action from the email and sign in again afterward.

    An expired or already-used link needs a fresh request. If you sign in only through Google, manage that provider’s password through Google. Use the provider shown on your account rather than assuming it also has a MoneyWhatIf password.

  3. 03

    Add an authenticator

    Confirm your email before setting up two-step verification (2FA). In Security, begin authenticator setup and complete the requested sign-in check. Scan the displayed QR code with an authenticator app, or enter the setup secret manually, then submit its current six-digit code. This is a time-based one-time password, often called TOTP.

    Enrollment is complete only after the code is accepted. At later sign-ins, use the current code from an enrolled authenticator. The page also lets you add another authenticator or remove one after the required confirmation.

  4. 04

    Choose your display preferences

    Display settings let you choose light, dark, or system theme and the money-display preference. These change how the app presents your plan.

    Changing the display to today’s money does not edit inflation assumptions, account balances, or future cash flows.

  5. 05

    Understand account deletion

    The deletion section explains what will be removed and requires the account email plus a fresh identity check. Export any plan files or reports you want to retain before using it.

    Deleting the account removes its plans and sign-in, including enrolled second factors. Plans owned by other people remain theirs.

What changes what

Controls & settings

Check what each control changes and whether it recalculates your forecast.

ControlWhat changesReruns the plan?
Email verification and password reset

Sends an account-action email. Complete its link to finish the requested change.

No recalculation
Add or remove an authenticator

Changes the account’s second sign-in step after verification and confirmation.

No recalculation
Theme and money display

Changes presentation preferences across the app.

No recalculation
Delete account

Starts the confirmed account-removal flow.

No recalculation

Reading the result

Read the results

A setup QR code alone does not mean two-step verification is enrolled; finish the code-confirmation step.

When a code is rejected, use the current code from the authenticator attached to this account. Codes change frequently.

Read the result of an account action before leaving. A network or verification error means the requested change may still need to be completed.

One plan, several readings

Related pages

Plans & sharing →

Manage who can view plans or edit household profiles separately from sign-in security.

Reports →

Take away readable reports before removing an account or plan.

Keep in mind

Model limits

Authenticator verification is the second-factor method implemented here; this guide does not imply SMS codes or a recovery-code download is available.

Account deletion cannot be undone. Review its on-screen removal details before confirming.

This guide documents the page as built. The figures on it follow the plan’s own assumptions; none of it is individualized tax, legal, Medicare, or investment advice.