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Explore the page
- 01
Confirm the household
An account has its own household profile and can open any that other people share with it. Each has its own Dashboard at /dashboard?profile=… with its own balances, history, and plans. Use the profile selector to switch households while staying on Dashboard. Its current finances are shared by the plans on that profile. Confirm the household before updating balances or comparing plans.
The historical chart shows saved observations. The plans beside it show forecasts built from the household’s starting figures and each plan’s own assumptions.
- 02
Read Change over time
Choose a financial metric from Graph, then use the available breakdown controls to inspect its parts. The latest saved point and its change from the previous point summarize recorded progress. Full history opens the complete record.
A new household has no historical line until its finances are saved. A single snapshot is a starting point, not evidence of a trend.
- 03
Check the goals panel
The goals panel names the plan it evaluates. Customize goals can set retirement, net-worth, financial-independence, and estate targets. These goals use today’s money.
Retirement combines the baseline forecast with historical market reshuffles when the plan has market-linked accounts. Net-worth and estate goals compare the modeled amount with their targets; financial independence checks when a safe withdrawal can cover spending. Open the relevant plan for the assumptions behind a result.
- 04
Open a plan from the shelf
Your plans lists the household’s saved plans with forecast previews where available. Use a plan’s name to open it and explore its path.
A historical balance and a projected closing balance describe different dates and different kinds of evidence. The preview is a possible future, not another saved observation.
- 05
Update today’s figures
Choose Update today’s figures to reach the finances editor. Review the changed values, then use Save your finances to write the household’s figures and record its history.
Editing a box does not immediately write a historical point. Changes to these shared starting figures can affect every plan on the profile; changes to a plan’s future assumptions stay with that plan.
- 06
Explore your history
Saving the balance sheet writes the day’s figures into the record: investments, property value, what is owed on it, other debts, a year’s income and a year’s spending. Saving again the same day corrects that row rather than adding one. Days from before the app can be typed in, and any entry typed or corrected is marked by hand.
Net worth and surplus are never stored; both are worked out from the stored figures, so the chart, the table and a row being edited cannot disagree. Above the table a chart stacks what is held above zero and what is owed below it, with net worth as the line between; points sit where their dates fall, so gaps in the record are real.
What changes what
Controls & settings
Check what each control changes and whether it recalculates your forecast.
Changes which saved financial metric and components are displayed.
Changes the targets used to evaluate the selected plan; the underlying financial assumptions are edited in the plan.
Saves the shared starting figures and a dated history record. Plans using those figures update their forecasts.
Navigates to the chosen plan or the household’s historical record.
Reading the result
Read the results
Use the chart’s dates to distinguish a saved observation from a projected year.
Read the plan name beside a goal verdict; different plans can give the same household different outlooks.
If the history or plan list reports a loading error, use its recovery control before treating the missing data as an empty household.
One plan, several readings
Related pages
Goal Plan →
Turn a target that needs attention into a search for changes that could reach it.
Plans & sharing →
Organize the profiles and plans that appear on the household’s shelf.
Keep following the math
Key concepts
Keep in mind
Model limits
History is a record of saved figures, not a complete transaction feed or investment-performance calculation.
Goal verdicts depend on the named plan’s inputs and modeled market tests. They do not guarantee an outcome.
This guide documents the page as built. The figures on it follow the plan’s own assumptions; none of it is individualized tax, legal, Medicare, or investment advice.